CASH MANAGEMENT ACCOUNT

Savings with a boost

Money in a conventional checking account is readily available but pays very little interest. Investments offer a higher return but money is often tied up and not easily accessible.

Our CMA offers a better home for your savings—the best of banking and investing in a single, easy-to-use mobile banking product.

18X the national average

An FDIC-insured mobile banking account that pays 0.55% APY on your everyday cash.

Plus, up to 55X higher return*

Integrated investment options offering much higher returns for even more growth.

Instant access with no fees

Seamlessly move money between banking and investing accounts, and never incur overdraft or monthly fees.

Cash in on greater returns

See your money grow with our CMA.

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OUR MISSION

Transforming individuals into investors with a simple, inclusive approach to finance

We believe investing is for everyone. That’s why we've made it easier—eliminating the high transaction fees, confusing choices, and delays in accessing investment holdings that have historically kept people from better managing their money.

Our Partners

We partner with the world's leading asset managers, financial advisors, corporations, and community organizations to create unique CMAs for their clients, employees, and members. We provide a fully customized product, including a branded mobile app, web portal, and Visa contactless debit card.

Already offer a banking product? Using our proprietary APIs, we can integrate our unique CMA platform into your current product construct. You can keep your existing debit cards, bank issuer, processor, and card network.

Industry Recognition

Investor Cash Management has been named among the country's leading fintech companies by Visa, BNY Mellon, Morningstar, Envestnet and the Export-Import Bank of the United States.

See what others are saying about the way we're reimagining money.

AS FEATURED IN:

AP
MARKETWATCH
FT
yahoo
ALPHA
MORNINGSTAR
MARKTEINSIDER
business_insider

Our Board

fred_phillips

Fred Phillips

Founder and CEO of Investor Cash Management

joe_mansueto

Joe Mansueto

Founder and Chairman of Morningstar

john_rogers

John W. Rodgers, Jr.

Chairman, co-CEO, & Chief Investment Officer of Ariel Investments

lance_weaver

Lance Weaver

Co-founder of MBNA and former Chairman of Mastercard

Our Advisory Board

ian_ayres

Ian Ayres

Yale University professor of law and management, and author of 12 books and 100 articles on a wide range of topics

scott_burns

Scott Burns

Morningstar’s head of retail investing products and solutions

cary_grace

Cary Grace

Former CEO at Aon and former senior executive at JP Morgan and Bank of America

andrew_levine

Andrew Levine

Former Head of TraderTools with three decades of brokerage and FinTech experience

michelle_shephard

Michelle Shepherd

Former Bank of America member of Management Operating Committee and the Global Diversity and Inclusion Council

ric_struthers

Ric Struthers

MBNA co-founder and former Global Card Services president at Bank of America