CASH MANAGEMENT ACCOUNT
Banking, saving, and investing in a single account
ICM’s proprietary, API-driven technology links the CMA directly to specified investments, creating
the only product in the world that essentially transforms securities into digital transaction
currencies.
Our modern approach to CMAs also empowers you to choose the currency in which you want to save and
transact, which can be different across investments.
By combining the liquidity of banking, the convenience of payments, and the high return of
investing, we’re delivering more value for clients, advisors, and asset managers.
A fully integrated banking and brokerage product
The CMA is funded just like any other bank account – via direct deposit, wire, or ACH transfer (Plaid)
from another account. You can then allocate funds to the mobile banking account and varied brokerage
subaccounts with no fees for transfers or investments.
You can then move funds seamlessly between banking and brokerage accounts at no charge, so it’s
immediately available when it’s needed and earning more when it’s not.
Everyday Savings
1-3 Months
FDIC-Insured bank account
Access it for:
Daily retail purchases
Mortgage or rent
Utility bills
Subscriptions or memberships
Short-Term Savings
3-12 Months
INVESTMENT ACCOUNT
Access it for:
Vacations
Holidays
New vehicles
Home renovations
Long-Term Savings
12+ Months
INVESTMENT ACCOUNT
Access it for:
Education
Retirement
New home
See the power of modern cash management returns
