Get higher returns on your money with the first cash management account (CMA) that combines the best of saving, spending, and investing in a single product
Introducing the world's only CMA that integrates the high return of investing with the instant access of mobile banking
Combining the convenience of savings with investing in an account that can be opened in only a few minutes
Money in a conventional checking account is readily available but pays very little interest. Investments offer a higher return but money is often tied up and not easily accessible.
Our CMA offers a better home for your savings—the best of banking and investing in a single, easy-to-use mobile banking product.
An FDIC-insured mobile banking account that pays more on your everyday cash.
Integrated investment options offering much higher returns for even more growth.
Seamlessly move money between banking and investing accounts, and never incur overdraft or monthly fees.
We believe investing is for everyone. That’s why we've made it easier—eliminating the high transaction fees, confusing choices, and delays in accessing investment holdings that have historically kept people from better managing their money.
President of Delaware State University
"Our graduates need more than their degree to change the economic trajectory for themselves, their families, and their communities. They need to know how to build wealth."
Founder and CEO of Investor Cash Management
"Investor Cash Management is proud to provide the technology that democratizes investing and delivers actionable financial education while reducing persistent, pernicious gender and racial investment gaps."
Co-founder of MBNA and former Chairman at Mastercard
"The defining feature of Investor Cash Management is our unique ability to provide immediate liquidity on all funds in both the bank and brokerage account for every investor—new and experienced alike."
We partner with the world's leading asset managers, financial advisors, corporations, and community organizations to create unique CMAs for their clients, employees, and members. We provide a fully customized product, including a branded mobile app, web portal, and Visa contactless debit card.
Already offer a banking product? Using our proprietary APIs, we can integrate our unique CMA platform into your current product construct. You can keep your existing debit cards, bank issuer, processor, and card network.